oslo-norway-night-panoramic-view-of-contemporary-2021-08-26-23-06-002-utc

SpareBank 1 Næringskreditt

SpareBank 1 Naeringskreditt (Spacom) is a covered bond issuer and a sister company to SpareBank 1 Boligkreditt (Spabol). Spacom's cover pool contains mortgages on commercial properties (offices, hotels, logistical facilities and retail) as well as some types of residential mortgages. The two companies share one management team, but are legally separate entities. SpareBank 1 Naeringskreditt is, like Boligkreditt, owned by banks in the SpareBank 1 Alliance.
Learn more

Key Facts

News

Please contact Jahn Fredrik Hoff at jahn.fredrik.hoff@sparebank1.no for the latest update of private placement spread levels in EUR and NOK

Calendar

Q4 2025

10.02.2026

4th quarter and full year 2025

Annual report

March 2026

Annual report 2025

Q1 2026

05.05.26

1st quarter financial report 2026

Q2 2026

10.08.26

2nd quarter financial report 2026

Q3 2026

02.11.2026

3rd quarter financial report 2026

Our ratings

SpareBank 1 Naeringskreditt's
Covered Bond Rating: Aaa

Moody's perfomance overview (PDF file)